Denham Springs Home Appraisers

What Types Of Home Appraisals Does Bill Cobb Offer?

FOR LOCAL INDIVIDUALS, ATTORNEY, CPAS & FEDERAL GOV. AGENCIES:
Pre-Listing Home Appraisals
List Price Home Appraisals
Pre-Purchase Home Appraisals
Divorce Home Appraisals
Estate or Date Of Death Home Appraisals
Probate Home Appraisals
Property Tax Appeal Home Appraisals
IRS Home Appraisals
Bail Bonds Home Appraisals

FOR MORTGAGE LENDERS, HOME APPRAISALS FOR:
Refinance
Purchase
Conventional Loans,
FHA Loans
RD (FMHA / Rural Development) Loans
Freddie Mac Loans
Jumbo Loans

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How Much Experience Does Bill Cobb Have As Western Livingston Parish Appraiser?
22 total years appraising Louisiana homes, 20 years appraising mainly Western Livington Parish Homes (Denham Springs LA, Walker LA, Watson LA and homes in restricted subdivision in Town of Livingston). Bill Cobb prefers to appraise homes in restricted subdivision and not on rural acreage.

How Much Does A Denham Springs Home Appraisal Cost?

This depends on the type of home appraisal product needed and ordered. Bill Cobb offers restricted type appraisals for as little as $200.00 (Pre-Listing, List-Price, Pre-Purchase) up to $500.00 for detailed investment property reports. The best way to find out what price Bill would charge would be to call the office for a quote at 225-293-1500 or use the contact form below.

NOTE: For the restricted lower priced reports, it depends on the property (how large), the complexity and time involved as to the fee. Naturally the larger and higher valued the home and increased liability for the Appraiser, the higher the fee will be.

 
 
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How To Prepare For A Home Appraisal? See Video Below

Major Tips:
1.) Have house and yard clean.
2.) Have dogs that aren’t friendly put up outside.
3.) Have interior lights on throughout home for pictures.
4.) PICTURES, YES the Appraiser will be taking pictures inside your home of each room as a Lender and Fannie Mae or FHA requirement. Appraiser needs access to each room.
5.) If you have a lot survey or plat map showing lot dimensions, have that out.
6.) Type out a list of major improvements with cost if known to hand to Appraiser of your home over the past 10 years, like a new roof, new central heat/air, major Kitchen or Bathroom renovations, etc.. Remember that Washers/Dryers and Refrigerators are generally portable non-real property items unless a frig is a subzero builtin.

In this video below, Veteran Greater Baton Rouge Home Appraiser offer tips on preparing for a home appraisal and explains the seven criteria or seven factors influencing final home appraised value:
1.) Neighborhood
2.) Exterior
3.) Interior
4.) Amenities
5.) Upgrades
6.) Curb Appeal
7.) Comps or Comparable Sales

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Video: How to prepare for a Home Appraisal – Short Version
My Appraiser Friend’s at AppraisalIQ in Austin TX, Alison Shuman and Orlando Masis, provide this short video.
 

 

How Does an Appraiser Inspect a Property?
This clip is an excerpt from The Appraisal Foundation’s production of “What Every Homebuyer Should Know About an Appraisal” presented in cooperation with Manna, Inc., Washington, DC. This video was produced as part of a free module for use in homebuyer education classes around the country.
 

 

Two Videos: Preparing For Home Appraisal Inspections, Interior and Exterior Inspection
 
Preparing Your Baton Rouge Home For Home Appraiser – The Exterior Inspection
In this video, Baton Rouge Home Appraiser, Bill Cobb, offers Tips on how to prepare your home for the appraiser’s visit.
 

 
 
Preparing Your Baton Rouge Home For Home Appraiser – The Interior Inspection
 
In this video, Baton Rouge Home Appraiser, Bill Cobb, offers Tips on how to prepare your home for the appraiser’s visit.
 

 

Home Appraisers Don’t “Give Value”…and that confuses homeowners, REALTORS® and even other Appraisers

My Appraiser Peer, Gary Kristensen with Portland Oregon Appraisers, penned “Appraisers Do Not Give Value” Read the entire article at link above.

“We are now officially in the holiday season — the season of giving. As an appraiser, I am asked frequently by homeowners, real estate agents, and even by other appraisers, “What do you give for BLANK value?” (“BLANK” in this context can be anything related to real estate from a window, to a garage, to vacant land, to an entire structure.) The question is one that troubles me because of the word “give.” My response to such a query is always, “Appraisers do not give value; we estimate value.”

VIDEO: What Homebuyers Should Know About Appraisals?
 
What Every Homebuyer Should Know About An Appraisal by Appraisal Foundation, Length 22 Minutes.
 

 

My Appraiser friends and Peers in Austin TX Appraisal IQ, Alison Shuman & Orlando Masis, cover in their video: “What goes in to a real estate appraisal? This video quickly shows the main parts of a the most common real estate appraisal report – the URAR. The URAR (Uniform Residential Appraisal Report) is otherwise known as the 1004 and is used for most appraisals that are used for mortgage loans.”
 
 

 

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What Every Homeowner Obtaining A Mortgage Through A Lender Should Know About An Appraisal PSA (Public Service Announcement).
 
Public Service Announcement, Length 5:55
Appraiser Phil Crawford talks about the relationship between the real estate appraiser and home buyers, homeowners, and lending institutions. This PSA is ONLY for refinance and purchase transactions where mortgage financing is trying to be obtained. NOTE: ***This PSA is NOT for individuals who have personally hired a Home Appraiser for some purpose other than federally insured financing transactions***
 

 

Why Pools, Metal Bldgs and Spending $1000’s In Yard Don’t Return Much Value?
 
EASY ANSWER: Because the “Market” or buyers don’t pay nearly dollar-for-dollar for such “Personal Preference” extras. This is “Over Improving” your property. Putting $100,000 into your yard with pool, metal building and landscaping isn’t “investing” but rather “spending” $ on personal preference extras. The exception may be an outdoor kitchen, if such makes sense for your subdivision.
 
 
Below are some articles and videos to help explain this…
 
 
Is It Wise To Invest $60,000 For A Pool and Landscaping For A $250,000 Home?
 
 
How Much Value Do Pools and Metal Bldgs Add
 

 
 
How Much Value Do Pools and Metal Buildings Add?
 
 
$50,000 Pool In A $202,000 Greater Baton Rouge Subdivision…What Was Homeowner Thinking?
 
 
We paid $30,000 for our pool last year and the appraisal only valued it at $15,000?